Are you looking to qualify for Medicaid for home health care but your income is above the limit and worried about “spend-down”? Pooled Income Trust can be an option for you.

Income put by disabled individuals into a pooled income trust in New York State is ignored when establishing their Medicaid budget. As a result, disabled people who need home care can put their “surplus” or “extra” income into a pooled income trust and qualify for Medicaid without having to “spend down.” They can still pay their bills with the money they put into the pooled income trust.

People in New York State who have been determined handicapped by the Social Security Administration or the State of New York can apply for Community Medicaid with Long-Term Care through a pooled income trust.